Collection: Financial Capability Unit Standards

Balancing your Budget: US 28094

Produce a balanced household budget and adjust the budget to reflect changing financial circumstances.
Version 3 | Level 2, Credits 3 

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ schools

Banking: US 28097

Analyse and select banking products and services in relation to personal finances.
Version 2 | Level 2, Credits 3

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ schools

Cause & Effect: US 28104

Analyse the impact(s) of external factors on personal finances.
Version 2 | Level 3, Credits 3

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ schools

Buying your First Home: US 28103

Analyse and select personal financing options for purchasing a property.
Version 2 | Level 3, Credits 4 

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ schools

Goal Setting: US 28089

Demonstrate understanding of personal financial goal setting.
Version 3 | Level 1, Credits 3

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ schools

Insurance Products: US 28096

Demonstrate understanding of insurance products for personal financial capability.
Version 2 | Level 2, Credits 3

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ schools

Managing Debt - The Good, The Bad and The Evil: US 28088

Demonstrate understanding of credit and debt on personal finances. 
Version 2 | Level 1, Credits 3

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ schools

Managing your Money: US 24709

Produce a balanced budget to manage personal finances.
Version 4 | Level 1, Credits 3

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ schools

Understanding Personal Income: US 28087

Demonstrate understanding of the effect of life stages on personal income.
Version 3 | Level 1, Credits 3

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ schools

To Analyse Personal Income: US 28092

Analyse the effect of significant life events at different life stages on personal financial income.
Version 3 | Level 2, Credits 3

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ Teachers

To Evaluate Personal Income: US 28098

Evaluate options to increase personal income.
Version 3 | Level 3, Credits 3

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ Schools

Managing Your Risk: US 28091

Explain risks and risk management strategies for personal finances. 
Version 3 | Level 1, Credits 3 

  • Year 11-13
  • 25-30hrs
  • Cross-curricular
  • Free to NZ Schools

Risk and Return on Investments: US 28102

Demonstrate understanding of risk and return on investment for a personal financial investment portfolio.
Version 3 | Level 3, Credits 4

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ Schools

Making It Count: US 28100

Develop a plan to achieve a long-term personal financial goal(s).
Version 3 | Level 3, Credits 4

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ Schools

Using Credit - Minimise Your Debt: US 28099

Analyse credit options and select strategies to manage personal finances.
Version 2 | Level 3, Credits 3 

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ Schools

Student Loans and Tertiary Study: US 28093

Describe the financial responsibilities and consequences of tertiary study funding options.
Version 3 | Level 2, Credits 3

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ Schools

Managing Income: US 24697

Perform income-related calculations for personal financial capability.
Version 3 | Level 1, Credits 2

  • Year 11-13
  • 25-30 hrs
  • Cross-curricular
  • Free to NZ schools