Collection: Hot Topics

Hot Topic 1: Budgeting

This resource focuses on budgeting and financial planning. Students create personal financial goals, analyse their current spending habits and work out how to achieve their goals.

  • Year 10-12
  • 4-8 hrs
  • Cross-curricular
  • Free to NZ schools

Hot Topic 2 : Banking

This unit introduces students to banking, bank accounts and interest. Students will examine the process of opening a bank account and look at the different types of accounts. They will also look at simple and compound interest.

  • Year 10-12
  • 4-8 hrs
  • Cross-curricular
  • Free to NZ schools

Hot Topic 3: Impulse Buying

Hot Topic 3 introduces students to the concept of impulse buying. Students learn about the ways that retailers promote impulse buying and how they can combat their urge to buy.

  • Year 10-12
  • 4-8 hrs
  • Cross-curricular
  • Free to NZ schools

Hot Topic 4: Credit Cards

Students will examine why people use credit cards, and how a card’s fee structure works. They will also learn about the benefits and pitfalls of using a credit card.

  • Year 10-12
  • 4-8 hrs
  • Cross-curricular
  • Free to NZ schools

Hot Topic 5: Borrowing

This unit helps students learn about the different types of loans and borrowing options available today. Students will look at fixed and floating interest rates, and use a case study to look at the costs of buying a vehicle. 

  • Year 10-12
  • 4-8 hrs
  • Cross-curricular
  • Free to NZ schools

Hot Topic 6: Sharemarket

Hot Topic 6 introduces students to the sharemarket and discusses shares, investment and risk. Students will examine 3 different NZX-listed companies, discuss the risks involved in the sharemarket and take part in an investment challenge.

  • Year 10-12
  • 4-8 hrs
  • Cross-curricular
  • Free to NZ schools

Hot Topic 7: Exchange Rates

Students will learn how exchange rates can affect individuals, importers and exporters. Students will also discuss how exchange rate changes can affect people in different situations, and take part in a currency trading challenge.

  • Year 10-12
  • 4-8 hrs
  • Mathematics and Statistics
  • Free to NZ schools

Hot Topic 8: Insurance

This unit examines the different types of personal insurance products available today. Students will examine the insurance costs for a range of different scenarios and discuss the economic consequences of not having insurance.

  • Year 10-12
  • 4-8 hrs
  • Cross-curricular
  • Free to NZ schools

Hot Topic 9: KiwiSaver

This resource introduces students to New Zealand’s KiwiSaver scheme and its benefits. Students will calculate how much they can save using the KiwiSaver scheme and discuss the wider impacts of the scheme.

  • Year 10-12
  • 4-8 hours
  • Cross-curricular
  • Free to NZ schools

Hot Topic 10: Taxation

Hot Topic 10 introduces students to a range of taxation measures including income tax, PAYE and GST. Students will learn how to get an IRD number, calculate their tax code and will perform simple tax calculations.

  • Year 10-12
  • 4-8 hrs
  • Cross-curricular
  • Free to NZ schools

Hot Topic 11: Student Loans

Students will learn about New Zealand’s student loan system, find out what a student loan can be used for and work out repayments for different scenarios. 

  • Year 10-12
  • 4-8 hrs
  • Cross-curricular
  • Free to NZ schools

Hot Topic 12: Flatting

This unit will help students learn about flatting, including their rights, responsibilities and financial implications. Students will look at costs including bond and letting fees, and will complete a tenancy agreement.

  • Year 10-12
  • 4-8 hrs
  • Cross-curricular
  • Free to NZ schools