This resource is designed for Personal Financial Management Unit Standard 28097 ‘Evaluate and select personal banking products and services in relation to personal financial needs’ (Level 2, 3 credits). Students will learn about the variety of banking mechanisms and available products.

Student learning

Through this unit, students will:

  • Identify and explain the advantages and disadvantages of a variety of personal banking products
  • Apply their knowledge to make recommendations in a given scenario.

Curriculum links

Personal Financial Management is a core generic domain on the New Zealand Qualifications Framework. This unit of work also has links to the Social Sciences and Mathematics and Statistics learning areas.

Banking 101 - Products & Services

  • Year 11-13
  • 25-30 hrs
  • Level 2 Personal Financial Management Unit Standard
  • Free to NZ schools
  • Led by teachers
    Training Available
Download overview

Students taking part will

  • Learn about different ways in which we can conduct personal banking and the banking products available
  • Learn about banking security, insurance options 
  • Complete an open-book assessment where they describe and select different banking products, and access mechanisms for a given scenario
  • Compare the advantages and disadvantages of each banking product


For access to the Teaching Guide and Student Assessment for this Unit Standard, please contact us via email at:

Download includes:

  • Activity: 28097 Student Workbook
  • Slideshow: 28097 Teaching Powerpoint