Banking: US 28097

This resource helps teachers deliver the Financial Capability Unit Standard 28097 ‘Analyse and select banking products and services in relation to personal finances’ (Level 2, 3 Credits). Students will learn about banking products and services, and the different ways of accessing them securely for personal financial needs.

Curriculum links

Financial Capability is a core generic domain on the New Zealand Qualifications Framework. This unit of work also has links to the Social Sciences and Mathematics and Statistics learning areas.

Banking: US 28097

  • Year 11-13
  • 25-30 hrs
  • Mathematics and Statistics
    Social Sciences
    Level 2 Financial Capability Unit Standard
  • Free to NZ schools
  • Led by teachers
    Training Available
Download overview

Students taking part will

  • Investigate banks and their fees 
  • Investigate and compare online banking services 
  • Understand different ways to access banks and balances 
  • Learn how to use a cheque 
  • Compare various types of accounts 
  • Learn about and compare loans and mortgage rates 
  • Compare credit and debit cards 
  • Learn about safety and security with banking services 
  • Complete a practice assessment


For access to the detailed Teaching Guide and Student Assessment for this Unit Standard, please contact us via email at:

Download includes:

  • Activity: 28097 Interactive Student Workbook