Buying your First Home: US 28103

This resource helps teachers deliver the Financial Capability Unit Standard 28103 ‘Analyse and select personal financing options for purchasing a property’ (Level 3, 4 Credits). Students will learn about options for financing the purchase of a house and will study and compare the advantages and disadvantages of a range of finance options.

This resource is currently being updated ready for the start of term - broken links fixed and updated content. You can download now but please check you have the latest version before using it in the classroom.

Curriculum links

Financial Capability is a core generic domain on the New Zealand Qualifications Framework. This unit of work also has links to the Social Sciences and Mathematics and Statistics learning areas.

Buying your First Home: US 28103

  • Year 11-13
  • 25-30 hrs
  • Mathematics and Statistics
    Social Sciences
    Level 3 Financial Capability Unit Standard
  • Free to NZ schools
  • Led by teachers
    Training Available
Download overview

Students taking part will

  • Investigate various mortgage options 
  • Calculate interest on home loans 
  • Investigate aspects of different finance companies 
  • Learn about other property related factors such as LIM reports, building inspections, insurance, legal fees, and maintenance 
  • Complete a practice assessment


For access to the detailed Teaching Guide and Student Assessment for this Unit Standard, please contact us via email at: 

Download includes:

  • Activity: 28103 Interactive Student Workbook