Hot Topic 1: Budgeting

The Hot Topics series includes 12 short units designed to improve students’ financial capability. Hot Topic 1 focuses on budgeting and financial planning. Students will create personal financial goals that are SMART, analyse their current spending habits and work out how to achieve their goals.


Student learning

Through Hot Topic 1, students will

  • Understand the concepts of needs and wants
  • Discover their financial values
  • Understand the importance of budgeting and financial planning

Curriculum links

Personal Financial Management is a fundamental part of a young person’s education. The Hot Topics series is designed to support the development of the key competencies. The series also has links to the Social Sciences and Mathematics and Statistics learning areas.

Hot Topic 1: Budgeting

  • Year 10-12
  • 4-8 hrs
  • Social Sciences
    Mathematics and Statistics
  • Free to NZ schools
  • Led by teachers
Download overview

Students taking part will

  • Identify their needs, wants and personal values
  • Create SMART personal financial goals for a range of groups
  • Create their own budget to track income and expenditure

Download includes:

  • Activity: Budgeting Workbook