Hot Topic 8: Insurance

The Hot Topics series includes 12 short units designed to improve students’ financial capability. Hot Topic 8 examines the different types of personal insurance products available today. Students will examine the insurance costs for a range of different scenarios and discuss the economic consequences of not having insurance.


Student learning

Through this Hot Topic, students will:

  • Understand and articulate the 3 key principles of insurance
  • Identify when different insurance products can be used.

Curriculum Links

Personal Financial Management is a fundamental part of a young person’s education. The Hot Topics series is designed to support the development of the key competencies. The series also has links to the Social Sciences and Mathematics and Statistics learning areas.

Hot Topic 8: Insurance

  • Year 10-12
  • 4-8 hrs
  • Mathematics and Statistics
    Social Sciences
  • Free to NZ schools
  • Led by teachers
Download overview

Students taking part will

  • Discuss why people choose to use insurance
  • Learn how to calculate the approximate value of their own possessions
  • Compare and contrast vehicle insurance quotes for a range of different drivers.

Download includes:

  • Activity: Insurance Workbook