How Can We Value Money

How Can We Value Money is a one-hour financial education lesson which helps students learn to make financially responsible decisions. They will also discuss what we mean by the phrase ‘value for money’, and learn about key concepts such as goods, services, choices and substitutes. This unit of work is designed for students working at Level 2 of the New Zealand Curriculum.


Student learning

Through this unit, students will

  • Understand that people have different needs and wants, and financial behaviours.
  • Understand financial opportunities create challenges for people.
  • Understand people explore financial opportunities to meet their personal goals.
  • Understand simple additive strategies with whole numbers and fractions.

Curriculum links

This resource has strong links to the Social Sciences and Mathematics and Statistics curriculum areas. It also helps teachers deliver the key competencies and helps students to develop their financial capability skills.

How Can We Value Money

  • Year 3-4
  • 1 hour
  • Mathematics and Statistics
    Social Sciences
  • Free to NZ schools
  • Led by teachers
    Training Available
Download overview

Students taking part will

  • Discuss experiences where they have bought something, and whether they feel their purchase was ‘value for money’
  • Create a concept definitions map
  • Complete an activity to match items to their prices
  • Complete an activity to show how they would save or spend certain amounts of money
  • Make a wall chart to show their decisions around saving and spending
  • Update their concept definitions map to show their learning from the unit.

Download includes:

  • How Can We Value Money Teaching Guide
  • Template: The value of what we can buy
  • Template: What I can buy for $2.00?
  • Exemplar: Suggested Answers
  • Template: What I can buy for $5.00?
  • Template: The value I place on money