Insurance Products: US 28096

This resource helps teachers deliver the Financial Capability Unit Standard 28096 ‘Demonstrate understanding of insurance products for personal financial capability (Level 2, 3 Credits). Students will learn about the importance of full disclosure when initiating an insurance policy and the consequences of non-disclosure.

This resource is currently being updated ready for the start of term - broken links fixed and updated content. You can download now but please check you have the latest version before using it in the classroom.

Curriculum Links

Financial Capability is a core generic domain on the New Zealand Qualifications Framework. This unit of work also has links to the Social Sciences and Mathematics and Statistics learning areas.

Insurance Products: US 28096

  • Year 11-13
  • 25-30 hrs
  • Mathematics and Statistics
    Social Sciences
    Level 2 Financial Capability Unit Standard
  • Free to NZ schools
  • Led by teachers
    Training Available
Download overview

Students taking part will

  • Investigate car, travel, house, contents, health, income protection and life insurance 
  • Investigate levels of excess on insurance types 
  • Explain risks related to disclosure and non-disclosure
  • Complete a practice assessment


For access to the detailed Teaching Guide and Student Assessment for this Unit Standard, please contact us via email at:

Download includes:

  • Activity: 28096 Interactive Student Workbook