Risk and Return on Investments: US 28102

This resource helps teachers deliver the Financial Capability Unit Standard 28102 ‘Demonstrate understanding of risk and return on investment for a personal financial investment portfolio’ (Level 3, 4 Credits). Students will learn about the risks and return on investment possible with a personal investment portfolio and how to manage these risks. This will include learning about a range of different risks faced by investors, such as fraud and the change in value of assets.

Curriculum links

Financial Capability is a core generic domain on the New Zealand Qualifications Framework. This unit of work also has links to the Social Sciences and Mathematics and Statistics learning areas. 


Click here for an Interactive Financial Capability US Matrix

Risk and Return on Investments: US 28102

  • Year 11-13
  • 25-30 hrs
  • Mathematics and Statistics
    Social Sciences
    Level 3 Financial Capability Unit Standard
  • Free to NZ Schools
  • Led by teachers
    Training Available
Download overview

Students taking part will

  • Explain the difference between different investment types 
  • Outline advantages and disadvantages of various investments 
  • Investigate a range of NZ investment products 
  • Outline risk profiles of investments during different life stages 
  • Calculate rates of return on investment 
  • Create risk management strategies for different investments
  • Complete a practice assessment


For access to the detailed Teaching Guide and Student Assessment for this Unit Standard, please contact us via email at: support@youngenterprise.org.nz

Download includes:

  • Using Financial Capability Unit Standards
  • Activity: 28102 Interactive Student Workbook
  • Helpful information