This resource helps teachers deliver the Financial Capability Unit Standard 28088 ‘Demonstrate understanding of credit and debt on personal finances’ (Level 1, 3 Credits). Students will learn about manageable and unmanageable credit and debt. You will learn about the purpose and types of credit and the reasons people choose to use it. This unit standard also includes information around the personal financial impacts of credit, such as interest rates and credit rating.
This resource helps teachers deliver the Financial Capability Unit Standard 28093 ‘Describe the financial responsibilities and consequences of tertiary study funding options’ (Level 2, 3 Credits). Students will learn about the financial responsibilities of tertiary study funding options. You will study a range of funding options and consider their consequences, both in the present and in the future.
This resource helps teachers deliver the Financial Capability Unit Standard 28099 ‘Analyse credit options and select strategies to manage personal finances’ (Level 3, 3 Credits). Students will learn about credit options, debt management and strategies to manage personal finances. You will analyse credit options in terms of their advantages and disadvantages in relation to a range of components.
A set of lessons, discussions and fun activities to explore financial literacy through a popular storybook found in most school libraries.
Hubert Horatio Bartle Bobton Trent is the extraordinary only child of frightfully, frightfully rich, but financially incompetent parents. This story covers spending decisions, needs and wants, money personality, the difference between ‘good debt’ and ‘bad debt’, and a money plan or ‘budget’ to avoid unmanageable debt.