Cash Course 5: Borrowing

Equip your students with the critical financial toolkits they need to navigate life today and confidently step into their future. Cash Courses transform complex money concepts into practical, bite-sized lessons. By mastering these essential life skills early, your students will build the smart habits required to make informed, real-world financial decisions. The workbooks can be printed but are interactive pdf’s so can be completed on a computer if preferred. Activities are designed to be self-directing, with individual tasks and some group or class discussions if you choose to lead the topic this way. Students completing this Cash Course will learn about borrowing money using the scenario of a loan to purchase a car.

Year 8-12
1-4 hrs

Mathematics and Statistics (Financial Mathematics and Number)

Social Sciences (Draft – Economic Activity, Financial Education)

$20
Led by teachers
Purchase this resource

Student learning

Through this unit, students will learn:

  • What a loan is
  • Explore where to get a loan from
  • Choose whether to get a secured or unsecured loan
  • Figure out the cost of the loan
  • Be aware of the additional costs
  • Give advice on a loan scenario

Curriculum links

Financial education is compulsory in the New Zealand curriculum for year 1-10, with full implementation required in 2027.  

The Cash Course series is aligned with the Knowledge and Practices of the curriculum for:

  • Mathematics and Statistics: Number and Financial Mathematics strand
  • Social Sciences (Draft): Economic Activity - Financial Education strand

Concepts relating to borrowing are introduced from year 8 in the draft Social Sciences curriculum.

The resources are also designed to support the Curriculum Capabilities.

This resource includes:

  • Borrowing student workbook
  • Teaching Guide with workbook sample answers

Check you have the latest version here:

[Document ID] Resource Name
[CA5-001-1] Cash Course 5 - Borrowing Workbook.pdf
[CA5-002-2] Cash Course 5 - Borrowing Teaching Guide with sample Answers.pdf